Payday Loans
 

What is a Payday Loan

A payday loan provides you with short-term emergency cash when you need it most. Simply complete our online form to start.

A payday loan works by allowing you to borrow money against your next paycheck.

Can I qualify?

Qualifying is fast and easy and you don't have to worry about credit checks.

Most lenders qualify you if you:

  • Currently have a job (or receive regular income)
  • Make at least $800 per month
  • Have a checking account
  • Other lender requirements may apply

    • Don't let bankruptcy, bounced checks, charge-offs and other credit issues prevent you from getting the payday loan you need!

    How much can I qualify for?

    How much you qualify for depends on a number of factors including your lender, income and employment. Lenders can provide customers with up to $1500 to help manage your short-term financial difficulty. To see how much you qualify for, simply complete our online form to start.

    What does it cost?

    The cost of your payday loan depends on a number of factors including your lender, your state and your individual circumstances. Fees usually range from $15 to $30 for a $100 loan. On a $100 loan with a $15 fee repayable in a typical pay period of 14 days, the APR would be 391.07%. On a $100 loan with a $30 fee repayable in a typical pay period of 14 days, the APR would be 782.14%. Complete disclosures of APR, fees and payment terms are provided by the lender in the Loan Agreement. Payday loans are designed for emergency situations when you are short of cash and need money quick. Emergencies, unexpected bills, car repairs, overdrafts, utility reconnection and deposits are just some of the emergency cash needs that you may experience.

    Your fees are often less than the cost of not having the short-term cash when you need it most. Imagine not being able to repair your car and losing your job because you can't get to work.

    Get started today - Your cash can often be sent directly to your bank checking account.

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    *SuddenPayday.com is not a lender or broker, but rather a service to match applicants with lenders based on their online application. Complete disclosures of APR, fees and payment terms are provided by the lender in the Loan Agreement. This site does not constitute an offer or solicitation to lend and completion of this application in no way guarantees that you will be approved for a cash advance. This site will match you with the cash advance lender based on your application. Not all lenders can provide up to $1500. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances, faxing of documents for verification may be required. This service is not available in all states and the states serviced may change from time to time and without notice. SuddenPayday.com is not an agent, representative, or broker of any lender and does not endorse any service or product. SuddenPayday.com assumes no responsibility for the services, products or information you may receive from the lender. Please contact your lender directly for questions or concerns regarding your cash advance.

    **Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or TransUnion. Some lenders may use alternative providers for credit checks or consumer reports. Typically, these reports will not affect your credit score.

    Residents of Arizona, Georgia, Virginia and West Virginia are not eligible to apply for a cash advance on this web site.